{"id":191,"date":"2021-03-26T17:46:35","date_gmt":"2021-03-26T15:46:35","guid":{"rendered":"https:\/\/www.untu.lt\/blog\/?p=191"},"modified":"2021-10-05T15:35:07","modified_gmt":"2021-10-05T12:35:07","slug":"kiek-reikia-uzdirbti-norint-gauti-busto-paskola","status":"publish","type":"post","link":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola","title":{"rendered":"Kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?"},"content":{"rendered":"\n<p>Turb\u016bt daugiau-ma\u017eiau visoms jaunoms \u0161eimoms ir tikrai didelei daliai \u017emoni\u0173 kyla noras \u012fsigyti savo b\u016bst\u0105. Ta\u010diau sutaupyti vis\u0105 sum\u0105 i\u0161 karto \u2013 sud\u0117tinga, d\u0117l to tenka rinktis b\u016bsto paskol\u0105. Tuo pat metu gali kilti ir klausimas \u2013 \u201eO kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?\u201c. I\u0161 ties\u0173, atsakymas yra kiek sud\u0117tingesnis nei gali pasirodyti i\u0161 prad\u017ei\u0173 ir vieno, fiksuoto skai\u010diaus pateikti neb\u016bt\u0173 galima.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Minimalios s\u0105lygos b\u016bsto paskolai gauti<\/h2>\n\n\n\n<p>Lietuvos Bankas pri\u017ei\u016bri visas kredito \u012fstaigas (bankus, kredito unijas, kitas finansines \u012fstaigas, kurios gali suteikti b\u016bsto paskol\u0105) ir \u012fpareigoja jas skolinti tik pagal atsakingo skolinimo nuostatus. Juose apibr\u0117\u017eiamos s\u0105lygos, kurios turi b\u016bti i\u0161pildytos ir kurias kredito gav\u0117jas privalo atitikti, jeigu tikisi gauti kredit\u0105 b\u016bstui \u012fsigyti.<\/p>\n\n\n\n<style type=\"text\/css\">\n        .untu_ad {\n            max-width: 720px;\n            background-color: #d6eafe;\n            min-width: 231px;\n        }\n\n        .untu_ad__left {\n            max-width: 415px;\n        }\n\n        .untu_ad__title {\n            font-size: 25px;\n            line-height: 30px;\n            font-weight: bold;\n        }\n\n        .untu_ad__description {\n            font-size: 14px;\n        }\n\n        .untu_ad .btn {\n            font-size: 14px;\n            border: none !important;\n            box-shadow: none !important;\n        }\n\n        .untu_ad .btn-primary {\n            background-color: #1278E2;\n        }\n    <\/style>\n    <div class=\"container untu_ad px-3 px-md-5 py-3 my-3 rounded\">\n        <div class=\"row align-items-center\">\n            <div class=\"col untu_ad__left\">\n                <div class=\"untu_ad__title\">Kiek j\u016bs\u0173 b\u016bstas vertas \u0161iandien?<\/div>\n                <div class=\"untu_ad__description\">Pasitikrinkite nemokamai<\/div>\n            <\/div>\n            <div class=\"col-12 col-sm-auto mt-2 mt-sm-0\">\n                <a href=\"\/wizard-flat\/address?ref=untu_blog_ad\" class=\"d-block btn btn-primary w-100\">Tikrinti buto kain\u0105<\/a>\n                <a href=\"\/wizard-house\/address?ref=untu_blog_ad\" class=\"d-block btn btn-primary w-100 mt-2\">Tikrinti namo kain\u0105<\/a>\n            <\/div>\n        <\/div>\n    <\/div>\n\n\n\n<p>Minimal\u016bs reikalavimai b\u016bsto paskolai gauti:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Reikia tur\u0117ti ne ma\u017eesn\u012f nei 15% b\u016bsto ar NT objekto (sklypo, statinio ar kt.) vert\u0117s (arba kainos \u2013 kad ir kuris dydis ma\u017eesnis) atitinkant\u012f pradin\u012f \u012fna\u0161\u0105. Tad, pvz., jei perkamas namas u\u017e 100 000\u20ac, reikia tur\u0117ti bent 15 000\u20ac pradiniam \u012fna\u0161ui.<ul><li>Pradinis \u012fna\u0161as privalo b\u016bti surinktas i\u0161 nuosav\u0173 l\u0117\u0161\u0173, jos negali b\u016bti skolintos ar gautos \u012fkei\u010diant kit\u0105 nekilnojam\u0105 turt\u0105. Ta\u010diau valstyb\u0117s subsidijos l\u0117\u0161os gali b\u016bti panaudojamos kaip pradinis \u012fna\u0161as.<\/li><\/ul><ul><li>Jeigu perkate b\u016bst\u0105 i\u0161simok\u0117tinai, tiesiogiai i\u0161 vystytojo, galite palikti rezervacijos mokest\u012f arba rinktis i\u0161perkamosios nuomos sutart\u012f, kas suma\u017eina pradinio \u012fna\u0161o dyd\u012f.<\/li><\/ul><\/li><li>Ne trumpiau nei 6 m\u0117nesius gaunate tvarias pajamas<ul><li>Atlyginimas;<\/li><\/ul><ul><li>Pelnas i\u0161 akcij\u0173 ar turto nuomos;<\/li><\/ul><ul><li>U\u017edarbis i\u0161 sutar\u010di\u0173.<\/li><\/ul><\/li><li>\u012emokos dydis &#8211; &lt;40% gaunam\u0173 \u0161eimos ar asmens (jeigu paskol\u0105 ima nesusituok\u0119s asmuo) pajam\u0173 \u201e\u012f rankas\u201c.<\/li><li>N\u0117ra pradelst\u0173 \u012fsiskolinim\u0173.<\/li><li>Gera kredito istorija.<\/li><\/ul>\n\n\n\n<p>Taigi, kaip matote, reikia ne tik tur\u0117ti tvarias pajamas ne trumpiau, kaip 6 m\u0117nesius, ta\u010diau ir visk\u0105 apskai\u010diuoti taip, kad \u012fmokos dydis nevir\u0161yt\u0173 40% gryn\u0173j\u0173 m\u0117nesio pajam\u0173. Na, o toliau viskas priklauso nuo j\u016bs\u0173 pajam\u0173 dyd\u017eio ir to, kiek l\u0117\u0161\u0173 galite skirti pradiniam \u012fna\u0161ui.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Visus duomenis preliminariai parodys b\u016bsto paskolos skai\u010diuokl\u0117<\/h2>\n\n\n\n<p>Jeigu norite \u017einoti, kiek tiksliai galite pasiskolinti b\u016bsto pirkimui ir kiek reik\u0117t\u0173 u\u017edirbti, kad gal\u0117tum\u0117te pasiskolinti norim\u0105 sum\u0105 \u2013 naudokit\u0117s b\u016bsto paskolos skai\u010diuokle.<\/p>\n\n\n\n<p>Skai\u010diuokl\u0117s yra pasiekiamos beveik kiekvieno banko ir kredito \u012fstaigos interneto puslapyje. Nors tai yra ir preliminarus \u012frankis (jo duomenys n\u0117ra galutiniai ir gali keistis po mokumo vertinimo), ta\u010diau daugiau-ma\u017eiau galima pamatyti m\u0117nesio \u012fmokos dyd\u012f pagal j\u016bs\u0173 kredito s\u0105lygas.<\/p>\n\n\n\n<p>Skai\u010diuokl\u0117je nurodykite pageidaujam\u0105 paskolos sum\u0105, turim\u0105 pradin\u012f \u012fna\u0161\u0105 ir pasirinkite paskolos termin\u0105. Taip pat reik\u0117t\u0173 nurodyti gryn\u0105sias m\u0117nesio pajamas ir kelis kitus dalykus (pvz., ar turite i\u0161laikytini\u0173, ar paskol\u0105 imate vieni, ar su bendraskoliais ir pana\u0161iai).<\/p>\n\n\n\n<p>Tuomet skai\u010diuokl\u0117 tur\u0117t\u0173 parodyti maksimali\u0105 sum\u0105, kuri\u0105 galite pasiskolinti, preliminari\u0105 m\u0117nesio \u012fmok\u0105 ir susijusi\u0173 paslaug\u0173, toki\u0173 kaip gyvyb\u0117s ar b\u016bsto draudimas, kainas.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tiksli informacija prieinama tik pateikus parai\u0161k\u0105<\/h2>\n\n\n\n<p>Ta\u010diau, kaip jau min\u0117jome, skai\u010diuokl\u0117 yra tik preliminarius skai\u010diavimus darantis \u012frankis. Tai n\u0117ra faktin\u0117s informacijos \u0161altinis, su kuriuo i\u0161 karto \u017einosite savo paskolos b\u016bstui \u012fsigyti, s\u0105lygas.<\/p>\n\n\n\n<p>Daug kas priklauso nuo j\u016bs\u0173 pajam\u0173 dyd\u017eio, \u0161eimin\u0117s pad\u0117ties, pajam\u0173 tvarumo, NT objekto, kur\u012f ruo\u0161iat\u0117s pirkti ir kredito istorijos bei kai kuri\u0173 kit\u0173, makroekonomini\u0173 faktori\u0173, kuriems \u012ftakos j\u016bs neturite.<\/p>\n\n\n\n<p>Prie\u0161 paduodant parai\u0161k\u0105 \u2013 reikia atlikti perkamo objekto NT vertinim\u0105. Kai pateiksite parai\u0161k\u0105, kredito \u012fstaiga imsis j\u0105 nagrin\u0117ti. Kiekviena bendrov\u0117 gali tur\u0117ti kiek kitok\u012f paskolos i\u0161davimo proces\u0105, bet daugiau ar ma\u017eiau, esmin\u0117s proceso dalys yra tos pa\u010dios.<\/p>\n\n\n\n<p>Per vien\u0105 ar kelias darbo dienas (\u012fprastai, jeigu nereikia papildom\u0173 dokument\u0173) \u012fstaiga priima sprendim\u0105 ir apie tai informuoja klient\u0105. Jam(-ai) nusiun\u010diama sutartis arba reikia atvykti \u012f skyri\u0173 j\u0105 pasira\u0161yti. Sudarius paskolos sutart\u012f, sudaromas pirkimo-pardavimo sandoris, turtas perregistruojamas Registr\u0173 centre, i\u0161duodama Hipotekos pa\u017eyma, kiti susij\u0119 dokumentai, b\u016bstas apdraud\u017eiamas (jeigu reikia) ir tuomet jau viskas!<\/p>\n\n\n\n<p>Nors visos biurokratin\u0117s proced\u016bros u\u017eima nema\u017eai laiko ir kainuoja, ta\u010diau be turto bei parai\u0161kos vertinimo negal\u0117site \u017einoti, kokiomis tiksliai s\u0105lygomis jums suteiks paskol\u0105. Tiek pal\u016bkan\u0173 norma, tiek kiti reikalavimai paai\u0161k\u0117s tik po kredito parai\u0161kos vertinimo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Valstyb\u0117s subsidijos paskolai pirmam b\u016bstui \u012fsigyti<\/h2>\n\n\n\n<p>Jauna \u0161eima arba vieni\u0161i t\u0117\u010diai ir mamos (iki 36m. am\u017eiaus) gali kreiptis \u012f institucijas d\u0117l paramos\/subsidijos b\u016bsto kredito ar \u012fsigijimo daliai. Subsidijos dydis priklauso nuo \u0161eimin\u0117s pad\u0117ties:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Neauginantiems vaik\u0173 \u2013 15% b\u016bsto vert\u0117s;<\/li><li>1 vaikas \u2013 20%<\/li><li>2 vaikai \u2013 25%<\/li><li>3 ir daugiau vaik\u0173 \u2013 30%<\/li><\/ul>\n\n\n\n<p>Finansuojama suma negal\u0117t\u0173 b\u016bti didesn\u0117 nei 87 000\u20ac. Daugiau informacijos galite rasti <a href=\"https:\/\/socmin.lrv.lt\/lt\/naujienos\/isplesta-teritorija-kur-jaunos-seimos-gali-isigyti-busta-ir-gauti-subsidija\" target=\"_blank\" rel=\"noreferrer noopener\">Socialin\u0117s Apsaugos ir Darbo Ministerijos<\/a> interneto puslapyje. Tad turint subsidij\u0105 \u2013 pajamos gali b\u016bti dar ma\u017eesn\u0117s. Tiesa, nepamir\u0161kite, kad b\u016bsto pirkimas did\u017ei\u0173j\u0173 miest\u0173 savivaldyb\u0117se n\u0117ra subsidijuojamas. Parama galioja beveik i\u0161imtinai tik regionuose.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><a><\/a>UNTU nemokama konsultacija ir geriausio brokerio atranka Jums<\/h2>\n\n\n\n<p>Naudodamiesi <a href=\"http:\/\/www.untu.lt\">UNTU<\/a> platforma, klientai gali paprastai, nemokamai, saugiai ir greitai su\u017einoti, kokia yra j\u0173 NT objekto vert\u0117. Su UNTU ne tik automati\u0161kai su\u017einosite objekto vert\u0119, bet gal\u0117site rasti patikimiausius bei geriausius brokerius savo mieste!<\/p>\n\n\n\n<p>Jeigu norite \u2013 pakonsultuosime, koki\u0173 \u017eingsni\u0173 reik\u0117t\u0173 imtis, norint parduoti savo b\u016bst\u0105 ir kaip pritraukti daugiausiai klient\u0173. Remiantis Registr\u0173 Centro duomen\u0173 baz\u0117je esan\u010diomis ataskaitomis, UNTU sistema pati suformuos jums ataskait\u0105, o mes pasi\u016blysime broker\u012f, atsi\u017evelgdami \u012f jo veiklos rodiklius ir klient\u0173 atsiliepimus. Rinkdami duomenis apie pardavimo statistik\u0105 ir klient\u0173 nuomon\u0119 galime visada tiksliai ir naudingai parinkti t\u0105 NT pardavimo specialist\u0105, kuris labiausiai tinka parduoti j\u016bs\u0173 objekt\u0105!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Apibendrinimas<\/h2>\n\n\n\n<p>Galima sakyti, kad n\u0117ra minimali\u0173 <em>grind\u0173<\/em>, koki\u0105 sum\u0105 b\u016btina u\u017edirbti norint gauti b\u016bsto paskol\u0105. Reikia, kad pajamos b\u016bt\u0173 tvarios ir, kad b\u016bsto vert\u0117 atitikt\u0173 j\u016bs\u0173 finansines galimybes. Tai rei\u0161kia, kad \u012fmoka negali vir\u0161yti 40% to, k\u0105 j\u016bs\u0173 nam\u0173 \u016bkis gauna \u201e\u012f rankas\u201c. Suskai\u010diavus galimybes su b\u016bsto paskolos skai\u010diuokle dar galima pretenduoti \u012f subsidij\u0105 ir susima\u017einti finansin\u0119 na\u0161t\u0105 bei rasti optimal\u0173 sprendim\u0105 sau!<\/p>\n\n\n\n<p class=\"has-text-align-center has-background\" style=\"background-color:#e6eef8\">Jeigu svarstote apie b\u016bsto pardavim\u0105 ir norite b\u016bti tikri, kad j\u016bs\u0173 nekilnojamojo turto vert\u0117 bus tinkamai nustatyta, <a href=\"https:\/\/www.untu.lt\/?vb=1&amp;ref=article-teaser\" data-type=\"URL\" data-id=\"https:\/\/www.untu.lt\/?vb=1&amp;ref=article-teaser\">registruokit\u0117s \u012f nemokam\u0105 konsultacij\u0105<\/a> su m\u016bs\u0173 specialistu, kuris pad\u0117s ne tik rinkos kain\u0105 nustatyti, bet ir pasir\u016bpins skland\u017eiu j\u016bs\u0173 b\u016bsto pardavimo procesu. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Turb\u016bt daugiau-ma\u017eiau visoms jaunoms \u0161eimoms ir tikrai didelei daliai \u017emoni\u0173 kyla noras \u012fsigyti savo b\u016bst\u0105. Ta\u010diau sutaupyti vis\u0105 sum\u0105 i\u0161 karto \u2013 sud\u0117tinga, d\u0117l to tenka rinktis b\u016bsto paskol\u0105. Tuo pat metu gali kilti ir klausimas \u2013 \u201eO kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?\u201c. I\u0161 ties\u0173, atsakymas yra kiek sud\u0117tingesnis nei gali pasirodyti i\u0161 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":{"0":"post-191","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-nt-patarimai-ir-straipsniai","7":"h-entry","8":"hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 | UNTU<\/title>\n<meta name=\"description\" content=\"Su\u017einokite, kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 &amp;#128176. Atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus pateiks m\u016bs\u0173 NT ekspert\u0173 komanda &amp;#9745.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 | UNTU\" \/>\n<meta property=\"og:description\" content=\"Su\u017einokite, kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 &amp;#128176. Atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus pateiks m\u016bs\u0173 NT ekspert\u0173 komanda &amp;#9745.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\" \/>\n<meta property=\"og:site_name\" content=\"NT patarimai ir straipsniai\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-26T15:46:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-05T12:35:07+00:00\" \/>\n<meta name=\"author\" content=\"darius\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"darius\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minut\u0117s\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\"},\"author\":{\"name\":\"darius\",\"@id\":\"https:\/\/www.untu.lt\/blog\/#\/schema\/person\/22ae5893bb098525b16a4b3695c094f7\"},\"headline\":\"Kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?\",\"datePublished\":\"2021-03-26T15:46:35+00:00\",\"dateModified\":\"2021-10-05T12:35:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\"},\"wordCount\":1034,\"publisher\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/#organization\"},\"articleSection\":[\"NT patarimai\"],\"inLanguage\":\"lt-LT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\",\"url\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\",\"name\":\"Kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 | UNTU\",\"isPartOf\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/#website\"},\"datePublished\":\"2021-03-26T15:46:35+00:00\",\"dateModified\":\"2021-10-05T12:35:07+00:00\",\"description\":\"Su\u017einokite, kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 &#128176. Atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus pateiks m\u016bs\u0173 NT ekspert\u0173 komanda &#9745.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola#breadcrumb\"},\"inLanguage\":\"lt-LT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Prad\u017eia\",\"item\":\"https:\/\/www.untu.lt\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.untu.lt\/blog\/#website\",\"url\":\"https:\/\/www.untu.lt\/blog\/\",\"name\":\"NT patarimai ir straipsniai\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.untu.lt\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lt-LT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.untu.lt\/blog\/#organization\",\"name\":\"NT patarimai ir straipsniai\",\"url\":\"https:\/\/www.untu.lt\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.untu.lt\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.untu.lt\/blog\/wp-content\/uploads\/2021\/03\/cropped-new_untu_logo.png\",\"contentUrl\":\"https:\/\/www.untu.lt\/blog\/wp-content\/uploads\/2021\/03\/cropped-new_untu_logo.png\",\"width\":801,\"height\":300,\"caption\":\"NT patarimai ir straipsniai\"},\"image\":{\"@id\":\"https:\/\/www.untu.lt\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.untu.lt\/blog\/#\/schema\/person\/22ae5893bb098525b16a4b3695c094f7\",\"name\":\"darius\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lt-LT\",\"@id\":\"https:\/\/www.untu.lt\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/72976f0261d5eece396a63930c84feb698ea73f7e9fd3018a65dbcabae5ad4f8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/72976f0261d5eece396a63930c84feb698ea73f7e9fd3018a65dbcabae5ad4f8?s=96&d=mm&r=g\",\"caption\":\"darius\"},\"url\":\"https:\/\/www.untu.lt\/blog\/author\/darius\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 | UNTU","description":"Su\u017einokite, kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 &#128176. Atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus pateiks m\u016bs\u0173 NT ekspert\u0173 komanda &#9745.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola","og_locale":"lt_LT","og_type":"article","og_title":"Kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 | UNTU","og_description":"Su\u017einokite, kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 &#128176. Atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus pateiks m\u016bs\u0173 NT ekspert\u0173 komanda &#9745.","og_url":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola","og_site_name":"NT patarimai ir straipsniai","article_published_time":"2021-03-26T15:46:35+00:00","article_modified_time":"2021-10-05T12:35:07+00:00","author":"darius","twitter_card":"summary_large_image","twitter_misc":{"Written by":"darius","Est. reading time":"4 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola#article","isPartOf":{"@id":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola"},"author":{"name":"darius","@id":"https:\/\/www.untu.lt\/blog\/#\/schema\/person\/22ae5893bb098525b16a4b3695c094f7"},"headline":"Kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?","datePublished":"2021-03-26T15:46:35+00:00","dateModified":"2021-10-05T12:35:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola"},"wordCount":1034,"publisher":{"@id":"https:\/\/www.untu.lt\/blog\/#organization"},"articleSection":["NT patarimai"],"inLanguage":"lt-LT"},{"@type":"WebPage","@id":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola","url":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola","name":"Kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 | UNTU","isPartOf":{"@id":"https:\/\/www.untu.lt\/blog\/#website"},"datePublished":"2021-03-26T15:46:35+00:00","dateModified":"2021-10-05T12:35:07+00:00","description":"Su\u017einokite, kiek laiko reikia pradirbti norint gauti b\u016bsto paskol\u0105 &#128176. Atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus pateiks m\u016bs\u0173 NT ekspert\u0173 komanda &#9745.","breadcrumb":{"@id":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola#breadcrumb"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.untu.lt\/blog\/kiek-reikia-uzdirbti-norint-gauti-busto-paskola#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Prad\u017eia","item":"https:\/\/www.untu.lt\/blog"},{"@type":"ListItem","position":2,"name":"Kiek reikia u\u017edirbti norint gauti b\u016bsto paskol\u0105?"}]},{"@type":"WebSite","@id":"https:\/\/www.untu.lt\/blog\/#website","url":"https:\/\/www.untu.lt\/blog\/","name":"NT patarimai ir straipsniai","description":"","publisher":{"@id":"https:\/\/www.untu.lt\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.untu.lt\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Organization","@id":"https:\/\/www.untu.lt\/blog\/#organization","name":"NT patarimai ir straipsniai","url":"https:\/\/www.untu.lt\/blog\/","logo":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.untu.lt\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.untu.lt\/blog\/wp-content\/uploads\/2021\/03\/cropped-new_untu_logo.png","contentUrl":"https:\/\/www.untu.lt\/blog\/wp-content\/uploads\/2021\/03\/cropped-new_untu_logo.png","width":801,"height":300,"caption":"NT patarimai ir straipsniai"},"image":{"@id":"https:\/\/www.untu.lt\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.untu.lt\/blog\/#\/schema\/person\/22ae5893bb098525b16a4b3695c094f7","name":"darius","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.untu.lt\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/72976f0261d5eece396a63930c84feb698ea73f7e9fd3018a65dbcabae5ad4f8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/72976f0261d5eece396a63930c84feb698ea73f7e9fd3018a65dbcabae5ad4f8?s=96&d=mm&r=g","caption":"darius"},"url":"https:\/\/www.untu.lt\/blog\/author\/darius"}]}},"_links":{"self":[{"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/posts\/191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/comments?post=191"}],"version-history":[{"count":4,"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions"}],"predecessor-version":[{"id":557,"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/posts\/191\/revisions\/557"}],"wp:attachment":[{"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/media?parent=191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/categories?post=191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.untu.lt\/blog\/wp-json\/wp\/v2\/tags?post=191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}